Loan Products

PrinsBank offers different kinds of loan products to fit your needs:


Agriculture - top of page
PrinsBank understands your needs and challenges. Our Ag lending officers are willing to visit with you and give you the personal service you need.

PrinsBank offers operating, livestock and equipment loans to farmers. Need a Farm Real Estate loan? We can help you with that as well. Let us use our agricultural knowledge and experience to help you succeed.

PrinsBank has a firm commitment to serving the unique needs of crop farmers, livestock producers, and other Ag related services.

PrinsBank offers solutions based on knowledge, experience, and trust.

Personal -top of page
PrinsBank offers a full range of financing for new and used vehicles, boats, motorcycles, snowmobiles, four wheelers, campers, home improvement as well as other items you may need to finance.

We strive to make the lending process streamlined and trouble free. In most cases, your loan can be completed the same day.

To make the loan process run smoothly for you bring the following information with your appointment:

  • Bring in Vehicle Identification Number (VIN) for the vehicle you wish to buy.
  • Bring current insurance card
  • Bring the Title to any currently-owned vehicle you wish to use as collateral for your loan.

Check out the book value for the vehicle you’re shopping for by using www.nada.com.

You can find out approximately what your monthly payment would be by using our loan calculator.

Home Loans - top of page
Because almost nothing is closer to your heart than your home, PrinsBank offers a full range of options for financing your new home or helping you improve your present home.

When you borrow money, you usually need “collateral” – something of value to pledge to back up a promise to pay a debt.

Home Equity Loans are loans made with the equity in your home being pledged as the collateral.

Like a mortgage, interest paid on a Home Equity Loan may be tax deductible. And, its proceeds can be used for a wide variety of purposes. Home Equity Loans can:

  • Help you consolidate debt
  • Finance a new business
  • Finance major purchases
  • Fund home improvement projects
  • And many other uses

Simply bring your need to us and see if we can help. There is no charge for our initial consultation process and our rates are extremely competitive.

To start the process, call PrinsBank and schedule an appointment with one of our friendly lenders and explore your options!

You can find out approximately what your monthly payment would be by using our loan calculator.

Commercial - top of page
Your business is often your life. It provides for your family. Keeping your business healthy and growing often requires borrowed financial power. You might need financing to:

  • Provide cash for expansion
  • Stabilize cash flow
  • Fund new product development and marketing
  • Build inventory

Whatever your need, PrinsBank is ready to help. We can help you structure debt to help you grow instead of weigh you down.

Whether you’re looking to start a new business or enhance your present operation, check with us for a free consultation.