Personal Checking Account Options
(if below minimum balance)
(if below minimum balance)
**Statements are $3.00 per printed statement unless enrolled in eStatements which are free.
Terms and rates (if applicable) are available upon request.
* Special Perks for Customers 55+ with Classic Checking
- Free paper statement with images
- Free box of single-wallet checks annually
Checking Plus
- $50 minimum opening deposit
- No minimum balance
- No monthly service charge or maintenance fees
- Overdraft protection is available
- Visa Instant Cash & Check Card Available
Value Checking
- $100 minimum opening deposit
- $100 minimum balance
- $5 monthly service charge/maintenance fee for balances under minimum
- Check images are provided with monthly statement
- Overdraft protection is available
- Visa Instant Cash & Check Card Available
Now Checking
- $1,000 minimum opening deposit
- $1,000 minimum balance
- $8.50 monthly service charge/maintenance fee for balances under minimum
- Check images are provided with monthly statement
- Variable interest rate that may change at any time
- Interest accrues daily and will be compounded and credited on monthly basis
- Overdraft protection is available
- Visa Instant Cash & Check Card Available
HSA Checking
PrinsBank’s Health Savings Account (HSA) is an interest-bearing account designed to give you more control over healthcare expenses—allowing you to save for current and future qualified medical expenses. You will need to have a qualified High Deductible Healthcare Plan to open this tax–exempt account.
- $50 minimum opening deposit
- No minimum balance
- $1.25 monthly service charge/maintenance fee
- Multi-tiered variable interest rate that may change at any time
- Interest accrues daily and will be compounded and credited on monthly basis
- Interest earned on an HSA is tax-free
- Withdrawals for qualified medical experiences are tax-exempt
- HSA funds will not be lost if not used. Funds are rolled over from year to year
- HSA funds will not be lost if you change employers or healthcare plans.
Consult your tax advisor, employer or insurance provider regarding healthcare plan eligibility and tax advice.
To learn more about HSAs, including Frequently Asked Questions, visit the official U.S. Treasury HSA web site at http://www.treasury.gov/resource-center/faqs/Taxes/Pages/Health-Savings-Accounts.aspx.
Open An Account or Apply For A Loan!
Our team is here to help you understand what accounts or lending options are best for your needs. Click Get Started and one of our bankers will reach out to help you achieve your financial goals.
Open An Account or Apply For A Loan!
Our team is here to help you understand what accounts or lending options are best for your needs. Get started today and we’ll have one of our bankers reach out to move your forward with your goals.