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Welcome to PrinsBank!

Important Information About Your Transition from First Community Bank to PrinsBank

This Transition FAQs include important transition details regarding the merge to PrinsBank effective close of business February 20, 2026. For additional information, please refer to the communications mailed to you in January, or contact a local branch.

Your account numbers will remain the same, with a few exceptions. If any changes are made to your account number(s), you will be notified by mail.

The new bank routing number will be 091913180 starting Monday, February 23, 2026.

Electronic credits and debits you receive to your First Community account via the ACH network will continue to be received and posted to your PrinsBank account without any action required by you.

Beginning Monday, February 23, you will have access to your accounts at all PrinsBank branches and ATMs, surcharge-free, using your new PrinsBank debit card. All branch lobby and drive-up hours and availability will remain the same.  See Locations and Hours for more information.  There will be a fee per ATM withdrawal at non-PrinsBank ATMs'; other banks may charge an additional surcharge fee. 

Access to your current online and mobile banking services will be in inquiry mode only on February 21-22. Access to your new PrinsBank digital banking services will begin on Monday, February 23, through online banking at www.prinsbank.com or by downloading the PrinsBank Mobile App.

First Community Bank checks will be accepted for at least two years. Continue to use your existing First Community Bank checks with your PrinsBank account(s).

Once your existing check supply is depleted, order new checks with the PrinsBank routing number. Beginning February 23, you may reorder checks directly from our check order company by calling your local branch.

If you have a First Community Bank debit card, look for a new PrinsBank debit card in the mail in early February. For your security, cards are sent in plain white envelopes with no identifying information. Action Requested: Activate your new card as soon as you receive it and begin using it on Monday, February 23.

If you have recurring payments tied to your debit card, you will need to contact those companies to provide your new PrinsBank debit card information after February 23. If you have your debit card in a digital wallet or use it as a payment method on shopping sites or apps, you will need to update your information.

You will receive a final First Community Bank statement that will reflect account activity from your prior statement date through Friday, February 20. Your new PrinsBank statements will be processed on the 15th of the month for all savings accounts and the last day of the month for all checking accounts. If you currently receive eStatements for your deposit accounts, you will continue to receive eStatements from PrinsBank. Otherwise, paper statements will be mailed, and a fee will apply if listed in the new PrinsBank account terms, included in your Transition Guide mailed to you in January.

All tax reporting for 2026 will be provided by PrinsBank.

If you use history files from digital banking to complete your tax reporting, we encourage you to export that data from First Community Bank Digital Banking prior to Friday, February 20, to ensure you have access to your information for tax reporting purposes.

If you have a loan or line of credit, all terms, conditions, and interest rates remain the same. After close of business on February 20, 2026, please continue making payments as usual. If you make your payments by check, begin making your checks payable to PrinsBank beginning after close of business on February 20 and mail to your local branch.

Note: Beginning after close of business February 20, 2026, your regular monthly loan payment notices will no longer be mailed. You may request a payment coupon book at any time.

Please contact your local loan officer for all future line of credit advances. Online advances from a line of credit, business and consumer, will no longer be allowed.

As you may be aware, FDIC insurance generally covers a depositor’s account in any bank up to $250,000. Therefore, if, as a result of the transaction, you will have funds on deposit at PrinsBank in excess of $250,000, you should pay particular attention to this paragraph. In accordance with Section 8(q) of the Federal Deposit Insurance Act, in a transaction such as this, where the deposits of one financial institution are transferred to another financial institution, separate insurance on the transferred deposits will continue for six months after the date of transfer or, in the case of time deposits, the earliest maturity date after the expiration of the six month period. In other words, if the transfer of deposits from First Community Bank to PrinsBank causes your deposits at PrinsBank to exceed $250,000, your excess deposits will be insured by the FDIC for six months from the date the transaction takes effect, or, in the case of time deposits, the earliest maturity date after the six-month period. Please contact one of our officers if your deposits at PrinsBank will exceed $250,000 as a result of the transaction or if you have any questions.

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